We Improve Your Credit...and Your Life

Credit Repair - Frisco, Collin County and North Dallas

Your Credit is Our Credibility

How do we improve your life? We help you:

happy family in frisco, tx

  • Obtain a mortgage loan to buy a house
  • Secure financing to buy a car
  • Pay lower interest rates on loans
  • Pay cheaper rates for home and auto insurance
  • Manage your debt
  • Become debt free
  • Build your credit
  • Enjoy financial freedom

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Guaranteed Results!

If we take you as a client, it’s because we’re confident we can improve your score by at least 50 points. We’re so confident that we’ll give you your money back if we fail.* We want you to be confident that we can get results. Each case is different, but most of our clients improve by more than 100 points.

After a FREE Evaluation, we’ll have a better idea of how much we can help you.

Call now or fill in the contact form to get started today.


Contact Us


How We Work For You


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Fix the Past

Credit Repair – we contact credit bureaus and creditors to remove inaccurate and negative items that don’t belong on your credit report. Those items can lower your score and hurt your financial profile. We make sure your history is correct.

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Improve the Present

Credit Restoration – We help you work on credit and debt management while making sure your credit report shows improvement as we monitor the progress of our work. You can expect to see valuable changes within 30-45 days.

different aspects of financial security leading to peace of mind

Imagine the Future

Credit Rebuilding – we educate you on the proper use of credit and how to make wise financial decisions so you can continue increasing your score and attain the future you want and deserve. We also show you how to monitor your credit report and keep it clean.

Why do you need credit repair?

Like it or not credit impacts every aspect of our financial life and impacts everyone in our society, helping some but hurting others. Having excellent credit empowers you to buy the home or the car you want. Having poor credit can cost you a lot of money, in more ways than you realize. A poor credit score may force you to pay higher loan rates, or even prevent you from getting financing in the first place. Insurance companies charge higher premiums for those with low scores. It can even affect your ability to rent a place to live. It doesn’t seem fair, and sometimes it’s not even your fault. Other times, hardships arise in life that leave you with bad credit and even more pain.

We’re here to help. At Legacy Credit and Debt, we offer expert credit repair advice and credit repair services to put you on the road to success. By raising your credit score, you will experience options that lead to a better life. For over 12 years we’ve enabled countless individuals and businesses to enjoy the results of improved credit. We will work with you and create a custom plan to address your specific needs.

Debt Management

If there’s one thing worse than having bad credit, it’s being overwhelmed by your debt. If you’re being crushed by the weight of debt and can’t seem to get free, you need our professional debt management service. We have helped countless people just like you. You’re not alone, give us a call today.

Why Choose Us?

The Legacy Difference

five star customer service

Amazing Customer Service

At Legacy Credit, we focus on customer service instead of just trying to grow bigger. Our aim is to help you sleep better. This is a family business, and we value our clients as more than just a number. We maintain great communication, and we actually respond to phone calls! In fact, we even prefer meeting you in person to get started.

five star quality work

Top Quality Work

We’ve been in business for over 13 years and we are experienced, with the know-how to handle even the most difficult cases. We charge fair rates and do top quality work. Because we understand the laws that were designed to protect you, we use every legal method allowed to help raise your credit score.

Don't just take our word for it, we have plenty of satisfied clients...

At first I was afraid and wasn't sure they could help me because I'd heard lots of negative things about the credit repair industry. But Chris put me at ease right away. He explained everything clearly and based on his evaluation said he was sure he could raise my credit score. By the end of 6 months, sure enough it was even higher than I was expecting.

John H.

...a life changer. Not only are Chris, Lenise and the rest of the staff persistent and motivated in getting results, they are friendly, and a positive group to work with and are always helpful in every aspect. As a result they have put confidence and success back in my future.

Nicole Caldararo

Before calling... my credit was terrible. I tried so hard to go it alone but after calling them, it was the best thing I EVER did. They didn't make me feel ashamed of my situation, nor did they just help me fix it, but guided me in the direction I needed to go in the future to get me to an almost perfect score! They are like family to me now!

Lynn Crisci

I have had the pleasure of working with Lenise, Chris, and Jody for the past few years in getting my credit paid off. I am now on my way to rebuilding my credit back up with Lenise’s help and I know it will all work out with their help again.

Dori R Larm

They really helped me get myself and, my life back on track. Having the professional guidance of Lenise and Chris totally put my mind at ease. Thank you both so much.

Sharon S

I am more than pleased with the service that I got from this business. Not only did they repair my credit and get me to where I needed to be they also got me credit cards all within one year. They are very helpful, they walk you through everything. The customer service is a 5 stars . I was a nonbeliever about getting my credit fixed by a company. I thought I was never going to restore my credit but they assured me that they would have no problem with restoring my credit and i was I shocked with the results that I got when I pulled my first report after one year. So if you are having Credit problems and you want it cleaned up an old debt erased and gotten rid of give this company a call.

Carl Lindenhurst

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